Federal Student Loans
Here are the main types of Federal student loans, of which there are many many more.
Stafford Loans are the most important federally subsidized student loan. They are the most common type of Federal student loan and come in two types, subsidized and unsubsidized. When subsidized the government pays the interest while the student is in school.These student loans are aimed at students with families earning less than $80,000 per year. With the unsubsidized student loan guess who has to eventually pay the interest, you got it, the student.
PLUS Student Loan is the "Parent Plus Loan" which is lending based on parents with good credit ratings. Most take it out in addition to the Stafford Loan and they are credit based rather than "need" based. This is one of the best student loan as there are chances of overpayment, thus reducing your debt period (and saving you $$$), and they don't need your parents house as collateral ("wow" I hear you say, what kind of a sick company would require this? - actually many do!). Also, the interest may be deductible on your tax return which is very cool. Check for details of your course and occupation etc.
HEAL Student Loan stands for "Health Education Assistance Loan" and it is designed for those wanting to study health related topics such as chiropody, health admin and psychology.
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Gazycy | Posted at 4:49pm on Sunday, December 18th, 2011 |
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Elly sWrNdWsxp | Posted at 8:51pm on Saturday, July 9th, 2011 |
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